money
A little bit of knowledge with a side order of effort can help you save a lot of money over the course of a year. When I was a kid, my father taught me the "Rule of 12." When I started paying my own bills, I realized he was a genius. Take any monthly expense and multiply it by 12; do that for each of your expenses and if any number shocks you, it may be time to get rid of your "Hot 'n' Spicy" of the Month Club (there is such a thing). On top of that, if you can figure out a way to spend even $10 less on something you can't go without, that's $120 savings on the year. Check out the rundown for ways to stop giving away cash so you have more for things that matter, like vacation, and ...
If free food tastes better, a cross-country flight that costs exactly zero tastes best. Of course you shouldn't eat an airplane, but you get the idea. I'm always surprised when I hear that someone doesn't take advantage of credit card rewards programs, the kind that will get you hundreds of dollars worth of hotel rooms on your next vacation simply for spending money (with plastic) you would have spent anyway. Some people prefer to pay with cash or by debit (from a checking account). Many guys fear the credit card debt succubus – and rightfully so – while some guys just never learned how to game the system. There's also a segment of the population that lacks good credit and ...
I'm not a big YouTube guy. In fact, when I type "You" into my browser, "tube" isn't even the first thing that pops up on my history. But when there is a video out there that everyone is talking about, I definitely check it out. Such was the case with "Women of LA," the music video about a guy (DJ Lubel) who moves to Los Angeles and finds out he's got no chance of getting laid because the women of LA are, well, so LA. The video, which was written, produced and created by Lubel and Jamie Abrams, was posted to YouTube on Feb. 13, and within 24 hours had more than half a million views. That, as we say in the industry, is pretty dope. But don't think that anyone can just sit on their couch, ...
This may be the most wonderful time of the year--but not for your wallet. Holiday shopping will cost you almost $800 this year, according to the National Retail Federation. And although men are goal- and achievement-oriented creatures, they tend to spend more per transaction, according to Linda Tuncay Zayer, Ph.D., an associate professor of marketing at Loyola University Chicago. With the holidays turning the retail landscape into a battlefield--promo emails, door busters, and a gift list that needs more tracking than stealth drones--it's all too easy to get hit and watch your credit card bill balloon. But here are 10 stealth shopping tips to add to your holiday arsenal to help you save big ...