A Dash Cam Compilation of Russian Insurance Scam Attempts
Have you ever wondered why so many Russian cars are equipped with dash cams? It's because insurance scams--where pedestrians make themselves get hit by a car in an attempt to get money--is way more popular than it should be. According to redditor Ryanistheryan, this is the translation of this video:
Russian laws have a very strict policy for driver's fault in case of hitting pedestrians. By federal law, driver has to compensate for damages even if he's not guilty.
Even IF he'll ever succeed in proving this. Because we're talking about pedestrian set-ups. Let's begin with cases, where intentions are not clear at all, and actions are totally inadequate.
00:17 Bloke wearing a hoody is calmly approaching the Zebra. What could go wrong? Hands ahead, he traps just under the wheels. On purpose or not? Wouldn't do any good to him
00:28 This girl is going to run like mad out of obscuring auto. When she sees there's no profit, stops and calmly walks off.
00:40 Now the cases with 100% on purpose "wheel diving". Not clear if set-up or just suicidal.
00:55 Man lurks for a right bus to dive into, spends quite some time
01:18 A group of teenagers is crossing the Zebra as usual. Suddenly one of them takes a dive.
01:54 Now the cases, proved to be real set-ups.
02:00 "Witness" wrecks the mirror, "Victim" drops a phone, van obscures the view.
02:20 "Victim" with an expensive laptop
02:30 Just the BMW he needs
03:10 "Witness" man, the "victim" with iPhone 4 and a lorry to make them unnoticeable.
03:15 Sound of a hit mirror. Same script: broken phone, damaged arm.
03:35 "Road police" and the "witness" car get on scene in less than 10 seconds.
03:48 After seeing the dashcam, they pack up and drive away.
03:52 One of them even managed to be recorded twice
04:25 Classic scheme is to demand compensations for broken laptop or phone, damaged arm, "to pay the doctor", incapacity for work during an important meeting.
04:35 By law you HAVE TO always call the road police, whether it was a set-up or not. Even if the pedestrian says, that they're okay or if they walk away leaving an acknowledgment note.